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How to Crack NEET?

Every year NTA (National Testing Agency) conducts the National Eligibility cum Entrance Test (NEET) for admissions to their MBBS, BDS, and AYUSH courses. An essential exam for Medical aspirants as NEET is the only national-level medical entrance exam for undergraduate courses. This means there is a lot of competition as lakhs of students are fighting for the fixed amount of seats.

Every student who wants to go into medicine aims to get the best rank possible to get admission to the college of their dreams. The exam score is a significant factor in determining which colleges you can apply to and get entry. Best medical schools only accept toppers and high scorers.

For this reason, most of the students start online neet preparation as soon as they start their 11th class, either through offline coaching classes or through online interactive classes based on their study needs and individual requirements. It gives them two years to get an excellent rank in the exam.

Getting a good rank with just three months of study would require a different focused approach towards the preparation as you cannot afford to waste your time on time-consuming topics, useless strategies, topics and exam tactics that don’t work when you have limited time available to prepare.

Here are 8 tips you can use to prepare for your NEET exam in the last three months

Tip 1: Familiarize yourself with the NEET exam pattern

Just like knowing the battlefield before a war is supremely crucial for your victory. Knowing all about the exam before preparing for it should be the first thing you should do. The exam is held around May and is generally a Pen and Paper-Based exam, which means the candidates have to mark their answers in the OMR sheet.

The exam is for 3 hours, and you will have to answer 180 multiple-choice questions at that time. The questions are distributed into Physics, Chemistry and Biology Sections. Here is the distribution of questions and marks according to the section:

·         Physics – 45 questions – 180 marks

·         Chemistry – 45 questions – 180 marks 

·         Biology (Botany and Zoology) – 90 questions – 360 marks 

You will be awarded four marks for each correct answer and lose one mark for every answer you get wrong. No marks will be deducted for questions that are left unanswered. The total maximum marks you can receive in NEET is 720. 

Tip 2: Create an extensive and detailed 3-month study plan 

Most of the candidates prepare for NEET and Board exams as they cover similar subjects – Physics, Chemistry, and Biology. It can help you streamline your preparation for both exams. Divide the whole syllabus and cover every topic for exam preparation.

Be Aware of Subject Wise Important Topics

1. Biology: It is 50% of the entire question paper which means that preparing for NEET biology should be your primary focus, and the chance of scoring well increases if you study all the essential topics like: 

·         Structure of Cell – (Understand all the components and exceptions in various organisms and their main functions in the cell, different kinds of cells etc.)

·         Human Physiology – (Pay attention to figures and labelling, make sure you remember all the important points and organs along with their functions)

·         Ecology – Genetics and Evolution (Make sure you go through all cycles and every process)

2. Chemistry: Good news you don’t have to prepare for your NEET chemistry section as much as the JEE guys have to do. Most of the times, the questions will come straight from NCERT. This means you have to make sure you revise 2-3 times.

·         Chemistry in Everyday Life 

·         Biomolecules – Go through the diagrams, how one kind of biomolecule is different from other molecules.

·         Polymers – Know the chain diagrams and the formula

·         Environmental Chemistry – All the cycles and functions 

·         Organic chemistry – Go through all the name reactions.

3. Physics: Most people keep NEET physics for the last as you would have to answer more complex questions in this section. It would help you if you studied Biology, Chemistry and then Physics. Being selective with the topics is important. If you have less time, make sure you go through Mechanics and Electrodynamics as these two units have high weightage and around 25 questions in the exam are from these two units. 

In Addition, solve all the previous year question papers and go through the graphs and undernotes. Anything written in NCERT should be committed to your memory. Revise your syllabus 3-4 times and consider NCERT as the bible of all preparation. Almost 80-90% of the questions come directly from it.

Set Daily targets and complete them before sleeping. You have to focus first on completing the NCERT syllabus. You can take the help of live interactive classes for NEET to pace your preparation and solve your doubts from the comfort of your home.

You can do multiple reading of a single topic and prepare notes while preparing. It can help you memorise stuff—practice JEE main previous year paper in JEE Main questions. 

Tip 3: Focus on your Physical and Mental Health

The students’ main reason to not perform well is not that they don’t know the subject because they are stressed and burned out. You have to ensure that you take care of your physics and mental health while preparing for your exam.

With less time available, you might want to skimp on your downtime and shortchange your physical health, but that can backfire in the wrong way by making you more prone to getting sick and end up taking weeks of your precious time.

To succeed, you have to ensure that you take complete care of yourself and have a balanced diet, and give yourself some time to recharge yourself by doing things you love to do.

Ensure you don’t burn out as it will be hard, and make sure you take complete care of yourself, have a balanced diet and take some time to do the things you love to recharge yourself.

Tip 4: Prepare revision notes for retention

Notes are the best way to revise. It helps you improve your retention and memory of the topics you have already covered. 

Since NCERT is the NEET exam’s backbone, include your regular classroom notes when revising for the NEET exam. 

The brain is built up of neural pathways, and biology and chemistry have a lot of scope for memory as most of the questions will test you on your knowledge of concepts. So the more you revise, the more you retain. Review your notes to prepare better for your NEET exam.

Tip 5: Give lots of mock tests

 Now that you have studied and reviewed everything. It is now time for you to test how much you have learned and retained. A mock test is one of the best ways to do just that. 

Some mock tests will help you get an accurate idea of the NEET paper pattern, which would help you manage your time in the actual exam giving you more time for more challenging exams and fixing test-taking strategies.

Giving the Exam and preparation are two different things, and it helps if you make the NEET exam and bridge the gap between a mock test to help you manage your time well.

Tip 6: Get all your doubts cleared on time

You have to make sure you don’t have any remaining doubts about the topic. You should strengthen and revise for NEET as any doubt not cleared will waste your precious time.

If you don’t understand a topic, contact your tutors, seniors, or subject matter experts. You have to make sure you reach out to the person who knows everything about the topic so you can find the best out of the time you invest.

Tip 7: Solve all previous year question papers available

Solve previous year questions. You will understand the types of questions asked in the exam, the question paper’s general difficulty level, latest trends, section-wise kind of questions, and difficulty.

Tip 8: Regularly recheck and realign your strategies

·         Give mock tests: Do it every week at least two times.

·         Analyse your preparation: Get the idea of what strategies are working and what is not working.

·         Revise the topics: Make placards and memory charts for better retention.

Study and Prepare from NCERT

Everyone who has ever studied for the NEET exam will suggest you give special attention to NCERT. You should never lose hold of your NCERT textbooks and revise them in every step of your preparation, if you follow the above tricks so you can crack neet in 3 months from zero level.

Do not get distracted and be persistent and disciplined. Get some help in preparation as it will keep you with time and solving doubts. Tutoroot is one of the best ways to study when you are at your home and need expert guidance and one-on-one attention. It is more useful when you have less time to prepare and cannot afford to waste your time trying out ineffective strategies. Visit our website for more details at https://www.tutoroot.com/.

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Planning for Retirement in the 21st Century

Retirement is the dream of every American worker. Unfortunately, the dream is fading for many baby boomers because of poor retirement planning. There are several reasons.

The average retirement age for an American worker today is 62 years old. Unfortunately, these folks have seen their 401(k) and other retirement funds undercut by the recession and they do not have enough money to retire. Traditional pension plans have shifted over the last 30 years to plans that require employee contributions. These pension plans were also hit hard by the recession and many are woefully underfunded. Surprisingly, 47 percent of US households are not covered by a defined benefit or contribution retirement plan.

Average retirement savings at age 50 is $43,797. One estimate of what is require for sustained retirement states that a household will need 70 percent of a retiree’s pre-retirement income – without debt – to live comfortably. Baby boomers are saving as little as 38.2 percent of what will be needed to retire. Up to 50 percent of them are unprepared for retirement.

The most astounding statistics may be that only four percent of retirees have accumulated sufficient wealth for retirement. At the same time, up to 63 percent of retirees depend completely on Social Security and family for retirement. Clearly, starting to prepare for retirement is a planned process that begins early.

Most experts strongly recommend beginning a systematic and disciplined retirement savings program when individuals enter the work force in their early 20s. The reasoning is simple – there is more time to accumulate retirement wealth. For instance, a person who starts saving for retirement at 25 and puts away $3,000 per year for 10 years in a tax deferred account at eight percent will save $472,000 – and that amount keeps growing. In the same scenario, a person who begins saving at 35 will accumulate $367,000. That is a significant difference of $105,000.

Individual Retirement Accounts (IRA) and 401(k) plans are the retirement vehicles of choice among retirement planning experts. They are tax deferred accounts in which taxes are paid after retirement at a lower rate. At a young age, savers should invest their accounts in higher yield growth stocks that will provide the most return. By age 50, the saver’s portfolio should reflect a more conservative and cautious approach to saving and be made up of bonds and stable investments.

Retirement financial planning must start early and continue until retirement. This is the foundation for the retirement dream.

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Mutual Funds – The Common Man’s Investment

Mutual funds may be the common man’s investment vehicle. There are several variations under the mutual funds umbrella that make it less complicated for investors to enter the stock market because mutual funds are professionally managed. As easy as it sounds, there is some important information a potential investor needs to understand before taking the plunge.

A mutual fund is a professionally managed group of securities in which investors pool their money. Mutual funds had their beginning in 1822 when King William I of The Netherlands established the first pooled investment. The investment concept spread through Europe and eventually to the United States in the 1890s. The first modern US mutual fund was created in 1924.

The two most popular types of fund are open-end and unit investment trust. Open-end funds are the most common. These funds require that the fund be willing to buy back investors’ shares. Exchange traded funds, or unit trusts, are open-end funds that are bought and sold on an exchange.

Mutual funds are also classified by their investment focus in specific areas. The most sought after investment vehicles are:

Money Market funds – These funds are mandated by law to invest in low risk, short-term interest rate investments like certificates of deposit and government securities.
Bond funds – a bond fund invests in bonds and other debt instruments that include government, corporate and municipal bonds.
Stock or equity funds – Investments in this type of fund generally come from stocks or equities chosen on the basis of a fund’s objectives.
Hybrid funds – This type of fund is typically a combination of the stocks and bonds.
Sector funds – These funds invest in stocks within specific sectors of the economy and business.

Like any other investment, mutual funds have advantages and disadvantages. Mutual funds are considered good investments because of their diversity of investments, quick liquidity, government oversight, professional management and customer service. In short, the investment requires little direct action by the investor.

Like any investment, mutual funds have the disadvantage of unpredictability. Experts also note that mutual funds typically carry fees that can reduce gains. In fact, investors usually pay a fund’s operating expenses. Investors also have very little, if any, control over the daily activities of the fund in the market.

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